Damage Caused by Tenants
Helps cover loss when tenants cause damage to your rented property.
Property Insurance
Landlord Insurance
Cover for damage or loss that impacts your investment property.
Landlord Insurance covers you for damage or loss that financially impacts your residential or commercial investment property. Policies can cover repair or replacement after fire, theft, natural disasters and damage caused by tenants or their guests.
Access across leading Australian insurers and underwriting agencies, including:
Investment Property Protection
Your rental is an investment. Protect the income it generates.
Residential landlord insurance covers your investment property whether it is a unit or a house. Premiums are generally tax deductible as an investment expense. Ideal Insurance Brokers helps you compare covers that respond to tenant damage, theft and insured events that stop rent flowing.
100+
Underwriters
98%
Claims Success Rate
15–25%
Premium Savings
4.9
Google Review Rating
Essential Covers
Protection landlords commonly arrange.
Glass Breakage
Covers expensive glass installations if they break under insured circumstances.
Theft and Burglary
Provides cover for financial loss from burglary and theft events.
Natural Disasters
Helps cover loss from insured natural disaster events affecting your property.
Malicious Damage
Can cover loss or damage to items left for tenant use — carpets, curtains, furniture and more.
Rent Default & Loss of Rent
May help with lost rental income when the property is uninhabitable due to an insured event, or where rent default cover applies.
Who We Insure
Cover for property investors and landlords.
Protection Focus
Risks landlord cover is designed to address.
Tenant Damage
Accidental or careless damage by tenants can be costly to repair.
Malicious Damage
Intentional damage to fittings and contents left for tenant use.
Theft and Break-ins
Burglary can affect both building fixtures and landlord contents.
Loss of Rental Income
If the property cannot be occupied after an insured event, rent can stop.
Know the Limits
Common points to discuss
Every policy has boundaries. Tap a limitation to understand what to discuss with your broker before you buy.
Why It Matters
Peace of mind for property investors.
- 01
Protect Your Asset
Building and contents cover helps fund repairs after insured damage.
- 02
Support Rental Cash Flow
Loss of rent benefits can help when the property is uninhabitable.
- 03
Tax Considerations
Landlord insurance premiums are generally tax deductible as an investment expense.
- 04
Compare Markets
We help you find suitable cover rather than accepting a single insurer’s offer.
Getting Covered
Simple steps to landlord insurance.
Why Ideal
Landlord insurance advice you can rely on.
- 01
Independent Advice
We’re brokers — we compare options rather than pushing one insurer.
- 02
Clear Policy Explanations
We explain tenant damage, rent default and building covers in plain English.
- 03
Wide Market Access
Access to 100+ underwriters for competitive, suitable options.
- 04
Ongoing Support
Help with reviews and claims when something goes wrong.
Frequently Asked Questions
Depending on the policy, landlord insurance can cover building damage, tenant damage, glass breakage, theft, natural disasters, malicious damage and loss of rental income after an insured event.
Yes — landlord insurance premiums are generally tax deductible because they are classified as an investment expense. Confirm with your accountant for your situation.
Standard home building cover may not include landlord-specific benefits such as tenant damage, rent default or loss of rent. A dedicated landlord policy is usually more appropriate for investment properties.
Contact Ideal Insurance Brokers with details of your property and tenancy for a tailored quote.
Get a quick landlord insurance quote today.
Protect your investment property and the rental income it generates.