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Truck Insurance

Keeping your trucks on the road is your focus – protecting your business is ours. From accidents to liability risks, the right truck insurance keeps you covered. At Ideal Insurance Brokers, we tailor coverage to fit your needs, so you can drive with confidence.

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We recently received an email from David:

“Your research really stood out to me because I’m currently paying way more than your highest average premium. I’ve been buying my insurance directly from an insurer, and my renewal quote is $1,950 per month for my prime mover and trailer insurance. Should I stick with these steep premiums, or can you offer me a better deal?”

Why It’s a Common Mistake in Australia:

Many truck owners in Australia overpay for insurance because they assume that sticking with a well-known provider or buying directly from an insurer guarantees the best deal.

However, premiums can vary widely depending on factors like the age of your truck, your driving history, and even changes in the insurance market.

How We Saved for David:

Upon reviewing his existing policy, we identified significant gaps that could have left him exposed in the event of an incident. Specifically, his coverage did not align with the actual radius in which he operated, meaning if an accident occurred outside the insured radius, his claim could have been denied. Additionally, his policy did not cover the type of freight he was transporting, which posed another major risk – if his cargo was damaged or lost, his insurance may not have provided the necessary protection.
 
To address these issues, we conducted a full assessment of his business operations, ensuring his policy accurately reflected his work radius and the freight he handled. By comparing multiple insurers and negotiating on his behalf, we secured a tailored solution that provided the right level of coverage without unnecessary extras.
 
As a result, we were able to not only fix the gaps in his insurance but also secure a more competitive premium of $1,775 – significantly lower than the $1,950 he had been paying. This comprehensive package ensured he had the correct coverage while saving him $175 per month.
 

Total Savings for David: $2,100 per year 🎉

Your situation might be different, but we’re confident we can save you something – and every dollar counts during the current cost-of-living crisis.

So before you renew that $1,950 (or whatever your premium may be), let us take a look. You might be surprised at how much you can save without cutting corners.

 

Find out what your Truck Insurance should really cost today:

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