Get the tailored solution from our experts for your insurance needs that will suit your specific situation.

Who We Are?

With over 15 years of experience in the field, we have the expertise and the understanding required to provide you with tailored solutions that will suit your specific situation. Ideal Insurance Brokers focuses on ensuring your risks are minimised, so you have peace of mind when running your business or day-to-day life.

Our Services

Business Insurance

Building up your business takes a lot of time, energy and effort which means having business insurance is of the utmost importance. Protect and minimise your exposure to risks that will impact your business by taking out business insurance.

Services Offered under Business Insurance

Commercial Insurance

Ideal Brokers will assist you in providing a commercial property cost guide and make sure that you are insured appropriately.

Services Offered under Commercial Insurance

Personal Insurance

Under personal insurance policy, you have got covered for your home and belongings, your personal property, car or personal vehicle, and accident and illness.

Services Offered under Personal Insurance

Why Us?

We will provide the expertise, knowledge and support that you would expect from a long-running Business. We are committed to providing a high level of customer service that is professional, honest and in timely manner.

How Can We Help?

The range of options available can mean it can be challenging choosing the right Insurance cover. Our job is to simplify the process, talk through your situation and requirements then come up with solutions that will minimise your exposure to risks and ensure your assets are protected.

Frequently Asked Questions

General FAQs

What is an insurance broker?

An insurance broker is a specialist who has a deep understanding of insurance and risk management. A broker works on the best interests of their client and is not aligned to any insurance company. They will review the individual and/or business risks and assess which risks need to insured and how other risks can be managed. As there are numerous insurance policies with various companies, an insurance broker has knowledge of the terms and conditions, inclusions, exclusions, and the costs involved with different policies. An insurance broker can assist you in recommending the best cover that suits your circumstance.

Why Use an Insurance Broker?

A range of insurance policies exist which can be overwhelming. Knowing which one to select can be a difficult decision so an insurance broker can assist you in making the right choice. An insurance broker can break down the details of a policy, so it is easier to understand and work out what level of cover is most appropriate for you. In some circumstances, a broker can have access to policies that are not widely known to the public and even negotiate to obtain a great deal on an insurance policy for you. Should you need to make a claim, an insurance broker will provide you assistance and guide you through the process.

Business Insurance FAQs

What insurance cover do I need to protect my business?

There are various types of business insurance, with each type protecting different aspects of your business operations. Please contact us to discuss and we can tailor the right policy for your needs.

I'm a tradesman what type of insurance do I need?

Traders will generally need public & products liability, tools of trade, commercial vehicle, personal accident insurance etc. You may require additional coverage based on occupation. Please contract us to discuss further.

Is Public liability Insurance essential for your Business?

Yes, Public Liability is designed to protect your business against claims for accidental injury to a third party or damage to their property, caused by your business activities. Other covers recommended for hospitality sectors include- Building and Contents, Burglary, Money, Glass and Machinery breakdown etc.
We can tailor a policy that fits your requirements. Contact us to discuss further.

Do I need to disclose type of business operating in my building?

Yes, the premium is calculated based on occupation of each tenant.

Commercial Motor Insurance FAQs

What is Non-Owned trailer cover?

This cover is required when Trailer towed is not Owned or leased by Yourself.

What are license requirements for Commercial Motor?

Class of license is different for each insurer based on unit type and cargo carried. If unsure, please contact us for further clarification.

Am I covered when I test drive customer vehicles?

Test drive is an optional cover that can be added to your policy. Other optional benefits can also be added such as Faulty Workmanship etc.

Want to Know More? Let’s Talk

Email: [email protected]
Phone: 0421 203 033

Give us a call or drop by anytime, we endeavor to answer all inquiries within 24 hours on business days.
We are open from 9:00 am — 5:30 pm on weekdays.

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