Truck Owners - is insurance eating your profits?
Rising fuel prices and ongoing supply pressures are squeezing margins across the transport industry – and for many operators, it’s only getting harder to stay ahead.
While each truck in your fleet brings in around $160k-$220k annually, you’re likely paying between $15,000 and $20,000 per year on long-haul insurance – that’s up to 10% of your revenue per vehicle! With margins already tight, can you afford to overpay?
Let Australia’s TOP brokerage find the savings your current broker can’t.
That’s how truckies like Anthony saved over $3,000 a year after switching – same trucks, better cover, lower cost.
Are You Paying Too Much for Your Truck Insurance?
The Brutal Reality of Truck Ownership Costs in Australia.
As a truck owner, you’re likely generating around $160,000 – $220,000 in annual revenue per truck in your fleet.
But the expenses are crushing:
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$80,000 on fuel (and rising)
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$50,000 on tolls
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$8,000 on registration
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$20,000 on maintenance
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$15,000-$20,000 on insurance
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Plus potential $10,000 in fines…
We can’t help with fuel prices or toll costs – but we CAN significantly reduce what you’re paying for insurance.
How Much Should You Really Be Paying?
Every trucking operation is different. Your insurance costs should reflect:
Your driving history: Drivers with clean records and no demerit points typically qualify for lower premiums, while those with infringements may face higher rates reflecting increased risk.
The routes you travel: Metropolitan deliveries often attract different rates than regional routes, while interstate and outback journeys crossing multiple territories may require specialised cover reflecting diverse road conditions and distances.
The cargo you carry: Dangerous goods and high-value freight naturally attract higher premiums due to increased liability and risk, whereas standard freight generally qualifies for more standard rates.
Your vehicle’s value and specifications: Newer vehicles with advanced safety features can reduce premiums despite higher replacement costs, while specialised rigs for unique cargo may require tailored policies reflecting their specific risk profile.
Your claims history: A pattern of previous claims signals higher risk to insurers resulting in increased premiums, while demonstrating years of claim-free operation can substantially reduce your insurance costs.
In fact, our results have been so strong that in 2025 we were recognised across Australia as a Top Insurance Brokerage and a Fastest-Growing Broker!
Case in Point: Anthony’s Insurance Overhaul
Anthony was paying $2,035/month for a policy that left him exposed – his coverage didn’t include the right radius or freight type.
We restructured his policy, got him fully covered, and cut his premium to $1,775/month – saving him $3,120 for a year!
Ready to stop wasting thousands on truck insurance?
See how much you should be paying (before the 2026 price increase kicks in):
