Which professions require professional indemnity insurance?

Question

dev · Accepted Answer

Healthcare professionals – Allied health practitioners such as physiotherapists, psychologists, and chiropractors must maintain cover to stay registered with Ahpra.
Legal practitioners – Solicitors and barristers generally need PI insurance to practise, with limited exemptions in some government or community roles.
Financial and tax agents – Accountants, tax agents, and bookkeepers are required to hold cover under the Tax Practitioners Board.
Real estate agents – Property agents, sales representatives, and auctioneers must have PI insurance in many states, including NSW, to operate legally.
Brokers – Insurance and mortgage brokers are required to hold PI insurance as part of their licensing conditions.
Migration agents – Registered migration agents must legally carry PI insurance.
Building and construction professionals – Architects, draftspeople, and some licensed trades (such as plumbers in VIC and electricians in QLD) are also required to hold cover.