Core Category · Personal Protection
Personal Accident & Sickness Insurance
General Category Hub for Income & Injury Protection Across Australia
If you are self-employed, a sole trader, a contractor or a company director, an unexpected injury or serious illness can immediately stop your ability to work and generate an income. Without paid sick leave or standard workers' compensation, fixed business overheads and living expenses continue regardless.
Personal Accident & Sickness Insurance provides financial support by replacing a percentage of your weekly income and offering lump sum capital benefits following an insured event. Explore our specialist options below to find the right structure for you.
Specialist Coverage Options
Explore Specialist Income & Accident Cover
Select a dedicated protection policy below to view benefit schedules, waiting periods, and policy structures:
Personal Accident & Sickness
Comprehensive income replacement and capital benefits tailored for sole traders, self-employed professionals, and small business owners.
Accident & Sickness Insurance
Flexible weekly injury and illness benefits designed for contractors, trade operators, and workers without employer sick pay.
Compare 100+ Australian insurers and specialist underwriting agencies, including:
