Archives: FAQs

What if I already have a broker or policy?

No problem. Our free Zero-Gap Policy Health Check works alongside your current cover. We’ll show you any hidden risks, overlaps, or wasted spend, and if you’re already on the best deal, we’ll tell you straight. No pressure, no obligation.

How much can I actually save on premiums?

On average, our clients cut 15–25% off their premiums without losing essential cover. That’s because we scan the entire market of 220+ underwriters, not just the easy options.

What happens if I need to make a claim?

Unlike brokers who disappear, we personally manage the process from start to finish. With a 98% claims success rate, we fight on your behalf to make sure you get paid fast and fairly.

Do you only work with certain industries?

We specialise in hospitality, logistics, trades, retail, and property, but we work with SMEs across Australia. If you run a small-to-mid-sized business, we can tailor cover to your exact risks.

What is professional indemnity insurance?

Professional indemnity insurance (PII) is designed to protect professionals and businesses that provide advice or services. It helps cover the financial costs if a client claims that an error, oversight, or act of negligence in your work caused them a financial loss.

What does professional indemnity insurance cover?

Professional Indemnity (PI) insurance helps protect service-based businesses if a client makes a legal claim alleging negligence, mistakes, omissions, or a failure to meet professional responsibilities. It covers expenses such as legal defence costs, investigations, and any compensation or damages that may be awarded to the client.

Do I really need professional indemnity insurance?

Whether you need Professional Indemnity (PI) insurance depends on the type of work you do and any contractual requirements you have. If your role involves providing advice, professional services, or design work, having PI insurance is usually important as it helps protect you against claims arising from negligence, mistakes, or omissions. You may need Professional…